Bank Monitoring & Project Monitoring (FINAL – Wix Ready)

 

HERO SECTION (Top)

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Protect your lending. De-risk your development. Deliver with confidence.

Independent bank monitoring and project monitoring that goes beyond reporting — delivering real construction intelligence, independent inspections, and lender-grade recommendations that protect exposure, support drawdowns, and keep projects aligned to programme and lender expectations.

Trust strip (small): Independent inspections • Lender-grade reporting • Practical construction oversight

CTA Buttons:

• Request a Monitoring Proposal

• Speak to a Monitoring Surveyor

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INTRO SECTION

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Monitoring built on real delivery experience

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LivFinance offers comprehensive bank monitoring services designed to meet lender requirements when securing funding for construction and development projects. Where a bank or lender requires a construction appraisal report and ongoing monitoring, LivFinance is equipped to assist.

Monitoring is not a tick-box exercise. Our service is designed to protect lender exposure at every stage — from pre-start due diligence through drawdowns, quality/compliance oversight, and completion readiness.

Alongside our monitoring capability, LivFinance is backed by 50+ years of construction and development delivery experience, including the management of a construction and maintenance business operating at scale, with 400 builders and 2,000+ staff overall. This delivery heritage strengthens our ability to identify risk early, challenge weak assumptions, and provide actionable reporting lenders can rely on.

CREDENTIALS SECTION

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Led by a senior chartered construction professional

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Our bank monitoring surveyor is a senior construction professional holding recognised charterships and credentials, including:

CABE | MCIOB | AssocRICS | IEng | Registered Building Inspector (RBI)

These qualifications reflect deep technical competence, regulatory understanding, and real-world project delivery experience.

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WHY THIS MATTERS TO LENDERS

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Practical site intelligence — not generic commentary

With direct experience managing residential construction projects as a chartered construction manager and surveyor, our surveyor speaks the language of contractors, designers, and project managers. This enables:

• Earlier identification of emerging issues

• Faster and more practical issue resolution

• Clear, actionable reporting from independent inspections

• Developments remaining aligned with lender expectations and the construction programme of works

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WHAT LENDERS RECEIVE (CORE DELIVERABLES)

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What lenders receive

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(Format and cadence can be aligned to your internal templates and portfolio requirements.)

1) Initial Appraisal / Due Diligence (Pre-First Drawdown)

A structured appraisal designed to surface key delivery and funding risks before funds are released, typically covering:

• Project structure and procurement route

• Programme review (critical path risks and milestones)

• Budget review and contingency adequacy

• Cashflow alignment (where available)

• Buildability risks and delivery constraints

• Planning / conditions and practical delivery implications

• Professional team / contract strategy overview

• Clear recommendations and decision-ready risk flags

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2) Independent Site Inspections & Progress Reporting (Monthly / Agreed Cadence)

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Independent inspections and lender-grade progress reporting including:

• Progress verification against programme

• Photo evidence and milestone confirmation

• Quality / workmanship observations

• Emerging programme slippage and delivery risks

• Practical recommendations and next actions

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3) Drawdown Support (Lender-Agreed Format)

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Where instructed, we support drawdown decisions through:

• Progress vs spend commentary (aligned to cashflow where available)

• Evidence-led review of expenditure and progress

• Visibility on remaining budget sufficiency and emerging cost-to-complete risks

• Decisive reporting designed to reduce drawdown friction and funding delays

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QUANTITY SURVEYING & COST CONTROL (REFINED FROM YOUR CURRENT COPY)

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Quantity surveying support and cost discipline

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Our experienced quantity surveying support enables a strong pre-start technical due diligence review covering key delivery and cost risks. This benefits both lender and borrower, supporting delivery on time, within budget, and to the required standards.

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Once construction is underway, we continue to support the project through regular site visits and progress reporting, helping facilitate timely drawdowns and maintain funding momentum.

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QUALITY, COMPLIANCE & WARRANTY DIFFERENTIATORS

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Warranty-led quality and compliance insight

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As a former structural warranty expert, our surveyor assesses construction quality and compliance and can review stage inspection outputs against leading warranty providers’ bespoke technical standards. This reduces the risk of:

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• Non-compliance that delays funding stages

• Warranty sign-off issues at completion

• Late-stage remediation that increases lender exposure

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BUILDING REGULATIONS & COMPLETION STAGE (KEY DIFFERENTIATOR)

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Building Regulations oversight and completion-stage risk control

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As a Registered Building Inspector (RBI), a further layer of assurance and protection can be provided by:

• Supporting design and Building Regulations plan-check approvals prior to commencement

• Scrutinising building control inspection reports

• Actively monitoring observations and resolution of any contraventions of the Building Act

• Supporting completion readiness where certification and commissioning requirements can be extensive

 

Residential developments are increasingly challenging at completion stage, with an average requirement of 21 commissioning certificates per plot as part of the practical completion process. We can assist in managing close-out readiness to enable a smoother, more efficient route to completion.

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OUTCOMES SECTION

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Outcomes for lenders

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The result is:

• Proactive risk management

• Improved cost and programme certainty

• Complete visibility over security and delivery status

• Drawdown confidence supported by independent verification

• Clearer oversight through to practical completion readiness

 

PROCESS SECTION

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Our monitoring process

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• Instruction & scope agreed – format, cadence, reporting requirements

• Due diligence review – programme, budget, procurement, key risks

• Independent inspection – site progress and quality verified

• Lender-grade reporting – clear findings and recommendations

• Ongoing support – drawdown support through delivery and completion

 

WHO WE SUPPORT

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Who we work with

• Development finance lenders (senior / stretch / mezz)

• Banks, funds and institutional platforms

• Private lenders and family office capital

• Projects requiring lender-grade reporting and drawdown confidence

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CTA SECTION (BOTTOM)

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Request a Monitoring Proposal

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To provide a quick proposal, please send:

• Site address + scheme summary

• Facility summary (amount, term, drawdown profile)

• Programme and build costs / budget

• QS cashflow (if available)

• Preferred reporting frequency and any template requirements

 

Call: 0203 603 0677
Email: team@livfinance.co.uk

CTA Button: Request a Monitoring Proposal

 

POP-UPS (ASSETS)

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Pop-up 1 (lender focused)

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Bank Monitoring Built to Protect Your Lending

Bank monitoring that protects your capital, not just your paperwork.
CTA: Request a Monitoring Proposal

 

Pop-up 2 (short)

Protect Your Capital
Independent inspections. Clear reporting. Confident drawdowns.
CTA: Speak to the Team