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Stretched Debt Development Finance

Why Choose Stretched Debt Development Finance?

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At LivFinance, we offer stretched debt development finance solutions that provide greater leverage than traditional development loans. This type of financing is ideal for property developers and construction projects of all sizes, allowing access to up to 90% loan-to-cost or 75% of the gross development value (GDV).

 

What is Stretched Debt Development Finance?

Stretched debt development finance is a specialized funding option that offers higher leverage, enabling developers to minimize their own equity investments. Unlike conventional finance options, stretched debt finance combines elements of both senior debt and mezzanine finance into a single loan, making it a cost-effective solution. This is particularly beneficial for developers who want to maximize their capital efficiency while keeping their project on track.

 

Benefits of Stretched Debt Development Finance

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  • Higher Leverage: Access up to 90% of your project’s total costs, allowing you to preserve capital for other investments.

  • Single Set of Fees: With just one set of legal and valuation fees, stretched debt finance reduces upfront costs compared to traditional funding methods.

  • Flexibility: Suitable for a wide range of development projects, whether residential, commercial, or mixed-use, this finance option provides the flexibility developers need.

  • Cost-Effective: With interest rates as low as 6% and no maximum loan size, stretched debt finance offers a more affordable alternative to conventional development finance.

 

Fast and Efficient Financing Solutions

Stretched debt finance is a smart choice for experienced developers who want to optimise their equity and manage multiple projects simultaneously. At UK Property Finance, we work with an extensive network of specialist lenders across the UK to secure the best deals tailored to your needs. Loans start at £250,000, with the potential to scale based on your project requirements.

For developers seeking to maximize their financial leverage while minimising equity investments, stretched debt development finance is a powerful tool. Contact LivFinance today to explore how our bespoke solutions can benefit your next project.

EMAIL

team@livfinance.co.uk

PHONE

020 3603 0677

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LivFinance Ltd trading as LivFinance is registered in England and Wales. Company number: 16245576. Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. ICO registration number: ZB932622. LivFinance is a UK property finance brokerage and member of the NACFB. We arrange introductions to lenders and finance providers for property-backed finance, including bridging loans, development finance, non-regulated buy-to-let mortgages and commercial property finance. LivFinance is not a lender and does not provide personal loans, payday loans, unsecured consumer credit, regulated mortgage advice, regulated credit advice or investment advice. Finance is subject to lender criteria, valuation, legal due diligence, underwriting and the applicant’s circumstances. LivFinance is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. LivFinance may only introduce limited companies, LLPs, and partnerships with four or more partners. LivFinance does not advise, arrange or introduce regulated customers or regulated finance cases. We will typically receive commission from lenders or finance providers. Details of our lender panel and commission arrangements can be supplied upon request and will be disclosed during the customer journey.

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