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Fast, Flexible Bridging Loans – UK-Wide

Fast, Flexible Property Finance – By LivFinance

Need rapid funding for a property purchase, auction, refinance, or investment opportunity? LivFinance provides bespoke bridging loans with flexible terms, fast approvals, and expert support — across the UK and beyond.

✔︎ Loan amounts from £25,000+


✔︎ Funds available in as little as 3 working days


✔︎ Up to 80% LTV (or 100% with additional security)


✔︎ Terms from 1 to 36 months

Brick houses in Muswell Hill with panoramic London skyline and Canary Wharf – UK property finance and bridging loan experts LivFinance.
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Row of terraced houses in hilly area of Crouch End, North London – residential property finance and bridging loan solutions by LivFinance.

Enquire Now – Get the Best Bridging Loan Rates

Complete the form below and one of the LivFinance team will contact you within the hour. We’ll compare the market and secure you the lowest bridging loan rates available today.

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Why Choose LivFinance for Bridging Loans?

✔︎ Fast decisions and completions — often within a few days


✔︎ Loans available on residential, commercial, mixed-use & land


✔︎ Flexible repayment options: serviced, retained, or rolled-up interest


✔︎ Simple, supportive application process


✔︎ We can fund challenging or non-standard cases


✔︎ UK-wide, Ireland, and international clients welcome


✔︎ Backed by 45+ years in development, construction, and finance

Newly developed family home with modern design, showcasing LivFinance's investment in residential property development.
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Newly built red brick house with solar panels and air source heat pump – energy-efficient property finance and bridging loan specialists LivFinance.

Bridging Loan Key Features

  • ​Loan Amounts: £25,000 – £250,000,000+

  • Terms: 1 to 36 months

 

  • Interest Rates: From 0.44% to 2.00% per month

 

  • Loan-to-Value (LTV): Up to 80% (100% with additional security)

 

  • Security Types: Residential, commercial, HMO, mixed-use, land

 

  • Exit Strategies: Sale, refinance, or development finance

 

  • Speed: Funds in as little as 3 working days

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What Are Bridging Loans and How Do They Work?

A bridging loan is a short-term loan secured against property. It’s used to cover an immediate need for capital — typically when purchasing, refinancing, or releasing equity — before longer-term finance is secured or a sale is completed.

Unlike traditional mortgages, bridging loans are fast, flexible, and ideal for complex situations or urgent deadlines.

Call Us Today: 020 3603 0677


📧 Email: team@livfinance.co.uk

👉 Speak to a Bridging Loan Specialist

New residential development featuring modern houses and apartments with beautifully landscaped grounds, financed by LivFinance, highlighting urban living solutions.
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New stone house in a housing development, exemplifying modern residential architecture financed through LivFinance's development finance services.

Common Bridging Loan Uses

✔︎ Buying properties at auction


✔︎ Bridging delays in chain completions


✔︎ Property refurbishment or conversions


✔︎ Buy-to-let or HMO acquisitions


✔︎ Rebridging or refinancing


✔︎ Business capital raising


✔︎ Equity release


✔︎ Development bridging ahead of longer-term finance

📞 Need Advice? Call Now – 020 3603 0677

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Who We Work With

✔︎ Property developers

✔︎ First-time and experienced investors

✔︎ Limited companies & SPVs

✔︎ Landlords & HNW individuals

✔︎ Offshore clients & expats

✔︎ Commercial investors

✔︎ Brokers and introducers

New housing development under construction with scaffolding, featuring newly fitted windows and roofs, financed by LivFinance, demonstrating ongoing residential property development.
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Crane construction in central London with view of the Gherkin – development finance and bridging loan experts LivFinance.

Regulated vs Unregulated Bridging Loans

Regulated Bridging Loans

  • For residential properties you intend to live in

  • FCA regulated

  • Suitable for mortgage delays, chain breaks, downsizing

Unregulated Bridging Loans

  • For investment or business purposes

  • Buy-to-let, refurbishments, commercial property

  • Suitable for experienced investors and companies

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Let’s Bridge the Gap – Contact Us Today

We’re ready to help you secure fast, flexible bridging finance. Whether you're buying, refinancing, or releasing equity, we’ll guide you through every step with clarity and confidence.

📞 Call: 020 3603 0677

 

📧 Email: team@livfinance.co.uk

🌐 Website: www.livfinance.co.uk

👉 Speak to a Bridging Finance Expert Today


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© 2026 LivFinance. All rights reserved. | Privacy Policy

LivFinance Ltd trading as LivFinance is registered in England and Wales. Company number: 16245576. Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. ICO registration number: ZB932622. LivFinance is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a panel of lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk, which is based on the risk profile of the business. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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