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Fast, Flexible Bridging Loans – UK-Wide

Fast, Flexible Property Finance – By LivFinance

Need rapid funding for a property purchase, auction, refinance, or investment opportunity? LivFinance provides bespoke bridging loans with flexible terms, fast approvals, and expert support — across the UK and beyond.

✓ Loan amounts from £26,000 to £250 million


✓ Funds available in as little as 3 working days


✓ Up to 80% LTV (or 100% with additional security)


✓ Terms from 1 to 36 months

Eco-friendly red brick housing development with new solar panels and air source heat pumps, financed by LivFinance, showcasing sustainable construction solutions.
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Newly developed family home with modern design, showcasing LivFinance's investment in residential property development.

Why Choose LivFinance for Bridging Loans?

​✓ Fast decisions and completions — often within a few days


✓ Loans available on residential, commercial, mixed-use & land


✓ Flexible repayment options: serviced, retained, or rolled-up interest


✓ Simple, supportive application process


✓ We can fund challenging or non-standard cases


✓ UK-wide, Ireland, and international clients welcome


✓ Backed by 45+ years in development, construction, and finance

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What Are Bridging Loans and How Do They Work?

A bridging loan is a short-term loan secured against property. It’s used to cover an immediate need for capital — typically when purchasing, refinancing, or releasing equity — before longer-term finance is secured or a sale is completed.

Unlike traditional mortgages, bridging loans are fast, flexible, and ideal for complex situations or urgent deadlines.

Call Us Today: 020 3603 0677


📧 Email: team@livfinance.co.uk

👉 Speak to a Bridging Loan Specialist

New residential development featuring modern houses and apartments with beautifully landscaped grounds, financed by LivFinance, highlighting urban living solutions.
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New stone house in a housing development, exemplifying modern residential architecture financed through LivFinance's development finance services.

Common Bridging Loan Uses

✓ Buying properties at auction


✓ Bridging delays in chain completions


✓ Property refurbishment or conversions


✓ Buy-to-let or HMO acquisitions


✓ Rebridging or refinancing


✓ Business capital raising


✓ Equity release


✓ Development bridging ahead of longer-term finance

📞 Need Advice? Call Now – 020 3603 0677

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Who We Work With

✓ Property developers


✓ First-time and experienced investors


✓ Limited companies & SPVs


✓ Landlords & HNW individuals


✓ Offshore clients & expats


✓ Commercial investors


✓ Brokers and introducers

New housing development under construction with scaffolding, featuring newly fitted windows and roofs, financed by LivFinance, demonstrating ongoing residential property development.
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Brick chimneys with individual metal ladders on a new residential development roof — property development finance by LivFinance.

Bridging Loan Key Features

  • ​Loan Amounts: £26,000 – £250,000,000+

  • Terms: 1 to 36 months

 

  • Interest Rates: From 0.44% to 2.00% per month

 

  • Loan-to-Value (LTV): Up to 80% (100% with additional security)

 

  • Security Types: Residential, commercial, HMO, mixed-use, land

 

  • Exit Strategies: Sale, refinance, or development finance

 

  • Speed: Funds in as little as 3 working days

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Regulated vs Unregulated Bridging Loans

Regulated Bridging Loans

  • For residential properties you intend to live in

  • FCA regulated

  • Suitable for mortgage delays, chain breaks, downsizing

Unregulated Bridging Loans

  • For investment or business purposes

  • Buy-to-let, refurbishments, commercial property

  • Suitable for experienced investors and companies

Aerial view of a new industrial site featuring modern warehouses, showcasing LivFinance's investment in industrial development finance.
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Brick chimneys with individual metal ladders on a new residential development roof — property development finance by LivFinance.

Let’s Bridge the Gap – Contact Us Today

We’re ready to help you secure fast, flexible bridging finance. Whether you're buying, refinancing, or releasing equity, we’ll guide you through every step with clarity and confidence.

📞 Call: 020 3603 0677

 

📧 Email: team@livfinance.co.uk

🌐 Website: www.livfinance.co.uk

👉 Speak to a Bridging Finance Expert Today


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